VGK CARE ADVISORY Independent Multi-Insurer Advisory: Partnered with 40+ National Insurers | 98.6% Claim Settlement Ratio with Cashless Garage Network!
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Independent Protection Advisory

360° Asset, Health & Commercial Risk Advisory

Protect what matters most with personalized policy recommendations, zero-depreciation EV battery riders, all-risk solar EPC coverage, and 100% claim settlement assistance across Andhra Pradesh.

98.6%
Claim Settlement Support
40+
National Insurer Tie-Ups
4,500+
Cashless Garages & Hospitals
< 4h
Surveyor Assignment SLA
STRATEGIC WEALTH & EARNING ENGINE

INSURANCE EARNING OPPORTUNITY

Partner with Bajaj Capital through VGK4U / VGK Care

Wide Range of Insurance Solutions • Multiple Earning Levels • Secure Today, Brighter Tomorrow

Official Insurance Earning Opportunity Matrix — VGK4U & Bajaj Capital
Click to Enlarge Official Matrix
Project Earning Structure 5 Levels
Level Role Project Earning
L1 Source 5%
L2 Senior 1.50%
L3 Extended 1%
L4 Core 0.50%
L5 Support 1.50%

* These percentages are applicable on the eligible insurance payout / commission value.

Typical Insurance Payout Example
₹ 15,000 – ₹ 30,000

Insurance payout for a ₹ 1,00,000 policy

* Actual payout may vary by product, insurer, and policy.

Trusted Ecosystem
Multiple Income Levels
Long-Term Opportunity
Our Insurance Partners Via Bajaj Capital
Aditya Birla Capital
Niva Bupa Health
Manipal Cigna
Care Health
Star Health
IndusInd General
ICICI Lombard
HDFC ERGO
Royal Sundaram
TATA AIG

* Insurers underwrite policies as per regulatory guidelines and IRDAI standards.

Seamless Process

HOW IT WORKS — 4 Simple Steps to Earn

Start Referring Today →
1 REFER

Share customer requirements & contact details via advisor portal or app.

2 CONNECT

Bajaj Capital specialized advisory team coordinates with the customer.

3 POLICY ISSUED

Customer completes premium payment & policy is issued by chosen insurer.

4 EARN

Get project earnings credited as per applicable L1 to L5 override levels.

Financial Security Healthier Families Stronger Communities More Opportunities
www.vgk4u.com
Authorized National Insurance Carrier Partners (Through Bajaj Capital)
Bajaj Capital
HDFC ERGO
ICICI Lombard
Tata AIG
Care Health
Star Health
Tailored Coverage

Four Core Protection Pillars

Designed specifically for clean technology, sustainable energy, personal health, and commercial assets across Andhra Pradesh.

EV Motor & Battery Shield

Customized cover for electric 2-wheelers and commercial 3-wheelers covering high-cost components.

  • Battery Thermal & Fire Protection
  • Water Ingress & Inundation Rider
  • Fast Charger & Cable Theft Cover
  • Zero Depreciation Replacement

Solar EPC All-Risk Cover

Comprehensive asset protection for rooftop residential and commercial solar installations.

  • Cyclone, Gale & Storm Damage
  • Inverter & Electrical Breakdown
  • Generation Loss Compensation
  • Lightning Surge Protection

Family Cashless Health

10,000+ hospital network with zero room rent capping and comprehensive critical illness cover.

  • ₹5 Lakhs to ₹1 Crore Sum Insured
  • Zero Co-Payment Clauses
  • Day-Care Surgeries & AYUSH Cover
  • Pre & Post-Hospitalization

Commercial & Factory Risk

Protect workshop machinery, stored inventory, warehouse stock, and commercial liabilities.

  • Fire & Special Perils Protection
  • Machinery Breakdown & Spoilage
  • Burglary & Transit Insurance
  • Public & Employee Liability
Transparency First

Inclusions vs. Common Exclusions Matrix

We believe in full clarity before you buy. Here is how our curated advisory policies compare against standard off-the-shelf policies.

Coverage Element VGK Care Recommended Cover Standard Off-The-Shelf Policy
EV Battery Water Ingress Fully Covered via Hydrostatic Lock Rider Excluded by default in standard policies
Fast Charger & Cable Theft Covered up to Invoice Value Requires separate endorsement
Zero-Depreciation Parts Replacement 100% payout on glass, plastic & fiber 50% depreciation deduction applies
Hospital Room Rent Limit Single Private AC Room / No Capping 1% of Sum Insured cap with proportionate deductions
Solar Rooftop Cyclone & Windstorm Included under STFI special peril cover Often excluded under basic fire policies
Claim Concierge Support Dedicated advisor coordinates garage & surveyor Self-service call center queues
Guaranteed Response

4-Step Hassle-Free Claim Concierge

When an accident or health emergency occurs, our dedicated claims desk takes over immediately so you don not deal with administrative friction.

1

1-Call Claim Intimation

Call our dedicated claims helpline at +91 858585 2738 within 24 hours of incident.

2

< 4h Surveyor Assignment

An authorized insurance surveyor is assigned within 4 working hours for spot inspection.

3

Cashless Garage Routing

Your vehicle or claim is dispatched to the nearest authorized cashless workshop or hospital.

4

Direct Cashless Release

Insurer settles repair bills directly with the garage. Zero out-of-pocket delays for you.

Retain Your Discount

Policy Expiring Soon? Retain Up to 50% NCB Discount

Do not let your accumulated No Claim Bonus expire. Request a complimentary policy audit from our certified advisors. We verify missing riders, eliminate co-pay traps, and find competitive premium quotes across 40+ national carriers.

Zero Advisory Charges: 100% free consultative review of your existing policy.
NCB Protection: Seamless transfer of your 20% to 50% discount to any carrier.

Request Free Policy Advisory

An advisor will review your requirement and share competitive quotes within 30 minutes.

Request submitted! An insurance specialist is reviewing your details.
Helpline (Ext: 2) Free Quote